Insurance Advice

 

Death, critical illness, loss of income, accidents, fire and theft from your home. We all like to think it will never happen with us or with our loved ones, but often it is not the case.

We can’t predict the future of course, but we can prepare for the unexpected. For sure, if you wish to insure yourself for every possible disaster, you will end up spending hundreds or even thousands of pounds each month.

This is where we come in! Based on your needs and circumstances we will put together the necessary insurance policies which are within your affordable budget.

We have a comprehensive range of insurance providers so whatever your needs are, we have an affordable solution for it.

Scroll down to the bottom of the page, complete the Contact Us form and we will get in touch to discuss your protection needs. You have nothing to lose, if you don’t like what we can offer, you can say no.

There are 2 types of insurance policies in terms of beneficiaries:

01.

You are the beneficiary of the policy:

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It is very simple. If you have a life insurance policy (life cover) which is designed to pay-out on your death, you will never benefit from this policy. A good example of this type of policy is the Income Protection Insurance which is designed to replace your income if you are unable to work on a short or long term due to your incapacity. In this case every penny paid out from this insurance policy will be yours. Another example is the Critical Illness Insurance, which will pay-out to you if you are diagnosed with certain types of illnesses. Again, you are the beneficiary.

02.

Your loved ones are the beneficiaries of the policy:

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These types of insurance policies are designed to protect your loved ones. Good example is a life cover, which will only pay-out on your death. You have the option to appoint beneficiaries who will receive the funds from your policy. Another type of insurance for example is a Mortgage Protection insurance, which will pay-out the outstanding balance of your mortgage to the surviving owner or you can appoint the beneficiaries.

How we can help?

Gives financial security for people who depend on you, should you die or diagnosid with certain types of illnesses.
Your full mortgage will be insured for the full term. If you die during the term it will pay out the outstanding the balance.

Income Protection Insurance pays out a regular monthly income if you become unable to work because of accident or sickness.

Home Insurance provides you with peace of mind by protecting your home, contents and personal possessions from loss or damage.

List Of Our Insurance Providers:

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Would you like to get a personalized quote based on your needs and circumstances? Complete the form below and we will take care of the rest.