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Mortgage
Need a helping hand? Take your first step on the property ladder with our help.
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Protection
Prepare for the unexpected! We have connection with several insurance providers to give you personalized advice.
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Will
Your legacy, exactly as you intended. Secure your family's future and gain peace of mind with a professionally drafted will.

How to Get Approved

Wondering how it all works? Here are a few of the criteria we take into account.
Your down payment is your first stake in your new home.

The better your score, the more likely you are to get a great interest rate. Click here to find out your score!

A steady work history tells us how well you’ll be able to meet your mortgage.
Ratio helps us determine how much mortgage you can afford.

How can we help you?

Our aim is to make your purchase as stress free as possible.

How do we do that?

  • Based on your needs and circumstances find the most suitable mortgage deal
  • Recommend a fast and reliable solicitor who will act on your behalf
  • Arrange the necessary insurance policies, such as Mortgage Protection, Income Protection and Home insurance
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Csaba Kallo

I began my career as a Protection Advisor in 2016. Over time, I realized that my expertise extended beyond helping clients secure the most suitable insurance products—I could also guide them through the property-buying process.

In 2018, I founded Kallo Finance with the vision of providing exceptional service to both new and existing clients looking to take their first steps on the property ladder.

Since then, our team has grown to include dedicated back-office staff, translators, and protection advisors, allowing us to serve our clients more effectively. We have successfully helped hundreds of customers purchase their first, second, or even third properties, remortgage their homes to secure better deals, and raise capital to begin building property portfolios.

At Kallo Finance, we are committed to delivering expert financial guidance and tailored solutions to help our clients achieve their homeownership and investment goals.

Robert Mezosi

I began my journey in the financial sector in 2018 as a Protection Advisor. Over the years, I gained qualifications as a Mortgage Advisor and Will Writer. I have supported hundreds of clients—helping them protect themselves and their families, arrange suitable cover, and guiding many through successful insurance claims.

My experience in UK insurance naturally led me to expand into mortgage services, allowing me to support clients throughout the home-buying process as well as with their protection needs. I focus on delivering a professional, clear, and approachable service, ensuring clients fully understand each step and feel confident in their decisions.

As both a homeowner and a mortgage advisor, I understand the practical and emotional sides of buying a home, and I use that insight to provide comprehensive and supportive guidance.

Testimonials

While some people say that success or an expertise is a relative thing that can’t be measured, we strongly disagree! For us, the extent of a praise that we get from our clients on a daily basis is the most measurable way to see how satisfactory and helpful our expertise, our terms, and our services really are!

Read our client's stories

Gergo and Victoria, Bedfordshire

Attila and Helga, Cambridgeshire

Arpad and Aliz, Coventry

Attila and Alexandra, Derbyshire

Roland and Bianka, Weston

Your property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. If you are experiencing financial difficulty and struggling to make repayments, then you can contact your lender who may be able to help taking account of your individual circumstances. You may want to contact one of the free impartial money guidance and debt advice services such as StepChange, Citizens Advice, or Turn2Us.